We can help make the whole process much simpler. With literally hundreds of mortgage deals available, it is easy to get confused about which one is right for you, even if you’ve been through it before. Is a fixed rate the right route? What about cashback or tracker mortgages? And which lender offers competitive rates?
We can offer you expert guidance and help to take the worry out of finding the right mortgage. Not only will it help you decide on the right mortgage type, we also help you find a suitable deal. With access to mortgage products from a wide range of the UK’s leading lenders, you can be confident the mortgage we recommend is right for you.
We can offer advice on…
Help To Buy
The governments Help to Buy scheme now makes it possible for first time buyers or movers to get a mortgage when buying a new build home with a loan of 20% from the government, meaning just a 5% deposit and a mortgage to cover the rest of the purchase price. And it’s not just for First Time Buyers. Help to Buy can help get you on the property ladder, or move up it. We will be happy to explain how it all works in an easy to understand way.
First Time Buyers
Buying a home for the first time can be a daunting prospect, then add to this the vast array of mortgage products to choose from. Where do you start? Let us help you work out your borrowing capacity (what can you borrow and what can you afford) and help you make the right choice. Plus we’ll help you work out the best way to protect your mortgage.
Been a while since you last moved? Let us help you work out what you can afford and how much you can borrow.
Looking at extending the house, having a conservatory or just want to consolidate your existing loans? Talk to us about the deals available to you and let us do the “running around”.
Buy To Let*
Already got a portfolio of properties and looking for a better deal? Want to get into this type of market or just want to buy a business property? Let us find the right product for you.
Always wanted a Holiday Home abroad but not sure where to start? Let us assist you with getting started and give you advice on how much you can borrow and who to talk to.
New Build & Renovations
Want to build your own home or wish to renovate a property to your specification whilst still living in your current home? Then talk to us about the opportunities available.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.
*Overseas mortgages and some buy to let mortgages are not regulated by the Financial Conduct Authority.
This calculator is based on assumptions, is for illustrative purposes only and should not be relied upon. Mortgages calculated below are based on a Repayment Mortgage basis. For guidance purposes only.
Melrose Mortgage Solutions is a trading name of Eureka Financial Solutions who are Appointed Representatives of Openwork Limited which means we have access to over 50 lenders and some of the top providers. Openwork Limited is authorised and regulated by the Financial Conduct Authority.